SBA Loans Explained: How to Qualify, Apply, and Get Funded in 2026

GGI Insights

In 2011, Marcus Thompson needed $175,000 to open a barbecue restaurant in Memphis, Tennessee. His personal credit score was 680 -- decent but not stellar. He had $30,000 in savings, three years of...

Table of contents

What SBA Loans Are (And What They Are Not)

The Three Main SBA Loan Programs Explained

Eligibility Requirements: What You Actually Need to Qualify

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